Klarna - Making shopping simple and safe for your customers

 Solutions for Small BusinessFounded in Stockholm in 2005, Klarna is one of Europe's fastest growing companies, and offers safe and easy-to-use payment solutions to e-stores.
At the core of Klarna's services is the concept of after delivery payment, which lets buyers receive ordered goods before any payment is due. At the same time, Klarna assumes the credit and fraud risk so that retailers can rest assured they will receive their money.


Klarna Group has more than 1,400 employees and is active on 18 markets. Klarna serve 45 million consumers and work with 65,000 merchants, attracting major international clients such as Spotify, Disney, Samsung, Wish and ASOS. Klarna's goal is to become the world’s favorite way to buy.
Klarna Group statistics:
Total end-customers:  45,000,000,
Total number of merchants:  65,000,
Number of transactions per day:   400,000


Optimize your entire checkout


Reduce cart abandonment on all devices with a simple checkout experience. Accept all popular payment types with one contract. Plus, give your customers the option to pay after delivery and Klarna takes on all of the risk. Klarna Checkout helps with:

    Increasing average order value

    Improving checkout rates

    Improve return customer rates

Most items added to carts don't actually get purchased — in today's world of mobile commerce, there is up to 82% checkout abandonment. That's why it pays to have the easiest checkout possible

Maximize conversion by removing friction

Karna removes friction at checkout by letting customers pay with just their emails and addresses – done. Details will be remembered for next time, so checkout is just one click away.

One integration – all major payment methods

Not only do Karna offer all major popular payment methods. You as a merchant get them in a single, integrated solution. This means that you only have one supplier, one integration, one agreement, one payout, one settlement and one customer support. Plus Klarna assumes the customer risk, meaning you get paid even if the customer doesn't pay Klarna.

Pay after delivery 

Klarna's technology driven platform allows customers to try before they buy - giving them more confidence to complete the purchase. How it works is simple: Klarna pay you and later they pay us.


Complement your checkout with financing



Traditional financing solutions aren't adapting to the new world of e-commerce. Instead of asking consumers about their marital status and employer information, Klarna use data to enhance the shopping experience for your customer. Klarna don't just increase your customer purchase power, Klarna also improve loyalty, conversion and AOV.


Just plug it in



Integration and maintenance are easy. One-time integration for all markets and products. Automatic updates to ensure global and local compliance, performance and tailored credit offerings.


eCommerce platform plugins



Klarnas platform works with most common eCommerce systems and can be integrated in no time.

Learn more about Solutions for Small Business